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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,907 | $82,674+29.3% | $125,363-14.7% | $68,495+56.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -15.64% | -5.97%-9.7pp | 572.15%-587.8pp | -7.84%-7.8pp |
| Employer contribution / active EE | $7,831 | $3,382+131.6% | $4,815+62.6% | $2,596+201.6% |
| Participant deferral / active EE | $9,664 | $6,111+58.1% | $7,447+29.8% | $4,028+140.0% |
| Admin fee / account holder | $2,798 | $6,276-55.4% | $10,005-72.0% | $5,403-48.2% |