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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,907 | $82,674+29.3% | $125,381-14.7% | $68,486+56.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -15.64% | -5.97%-9.7pp | 572.31%-587.9pp | -7.85%-7.8pp |
| Employer contribution / active EE | $7,831 | $3,382+131.6% | $4,815+62.6% | $2,597+201.6% |
| Participant deferral / active EE | $9,664 | $6,111+58.2% | $7,448+29.8% | $4,028+140.0% |
| Admin fee / account holder | $2,798 | $6,277-55.4% | $10,007-72.0% | $5,404-48.2% |