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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,359 | $102,422+2.9% | $147,117-28.4% | $80,959+30.1% |
| Participation rate | 97.1% | 75.9%+21.3pp | 82.2%+15.0pp | 67.7%+29.5pp |
| Annual return | 8.83% | 135.16%-126.3pp | 420.54%-411.7pp | 35.67%-26.8pp |
| Employer contribution / active EE | $3,486 | $3,717-6.2% | $4,932-29.3% | $2,757+26.4% |
| Participant deferral / active EE | $7,936 | $6,652+19.3% | $8,065-1.6% | $4,300+84.5% |
| Admin fee / account holder | $48,867 | $7,953+514.4% | $12,993+276.1% | $6,925+605.6% |