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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,359 | $102,429+2.9% | $147,096-28.4% | $80,925+30.2% |
| Participation rate | 97.1% | 75.9%+21.3pp | 82.2%+15.0pp | 67.7%+29.5pp |
| Annual return | 8.83% | 135.02%-126.2pp | 419.75%-410.9pp | 35.65%-26.8pp |
| Employer contribution / active EE | $3,486 | $3,716-6.2% | $4,936-29.4% | $2,756+26.5% |
| Participant deferral / active EE | $7,936 | $6,649+19.4% | $8,071-1.7% | $4,299+84.6% |
| Admin fee / account holder | $48,867 | $7,957+514.1% | $13,005+275.8% | $6,940+604.1% |