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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,550 | $183,516+48.0% | $155,534+74.6% | $145,884+86.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.30% | 61.43%-51.1pp | 64.92%-54.6pp | 551.85%-541.6pp |
| Employer contribution / active EE | $9,817 | $5,315+84.7% | $4,675+110.0% | $4,662+110.6% |
| Participant deferral / active EE | $9,360 | $6,467+44.7% | $5,630+66.2% | $6,690+39.9% |
| Admin fee / account holder | $7,754 | $19,293-59.8% | $15,900-51.2% | $13,392-42.1% |