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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,628 | $175,231-82.5% | $149,696-79.5% | $139,466-78.0% |
| Participation rate | 57.9% | 83.4%-25.5pp | 78.8%-20.9pp | 80.3%-22.4pp |
| Annual return | 18.79% | 166.77%-148.0pp | 134.46%-115.7pp | 373.66%-354.9pp |
| Employer contribution / active EE | $2,545 | $5,478-53.5% | $4,821-47.2% | $4,754-46.5% |
| Participant deferral / active EE | $6,284 | $6,521-3.6% | $5,682+10.6% | $6,712-6.4% |
| Admin fee / account holder | $3,084 | $16,155-80.9% | $13,212-76.7% | $11,409-73.0% |