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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,219 | $88,707-68.2% | $74,184-62.0% | $273,972-89.7% |
| Participation rate | 95.0% | 79.4%+15.6pp | 76.6%+18.4pp | 83.0%+12.0pp |
| Annual return | 7.99% | 11.94%-4.0pp | 17.74%-9.7pp | 41.46%-33.5pp |
| Employer contribution / active EE | $1,152 | $3,159-63.5% | $2,370-51.4% | $4,869-76.3% |
| Participant deferral / active EE | $4,811 | $4,212+14.2% | $3,550+35.5% | $5,287-9.0% |
| Admin fee / account holder | $575 | $8,717-93.4% | $5,586-89.7% | $10,133-94.3% |