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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,170 | $48,570-42.0% | $130,660-78.4% | $72,983-61.4% |
| Participation rate | 35.6% | 58.6%-23.0pp | 71.7%-36.2pp | 69.5%-33.9pp |
| Annual return | 23.97% | 38.63%-14.7pp | 1709.29%-1685.3pp | 81.01%-57.0pp |
| Employer contribution / active EE | $532 | $1,334-60.1% | $4,092-87.0% | $2,440-78.2% |
| Participant deferral / active EE | $1,656 | $2,384-30.5% | $3,603-54.0% | $3,608-54.1% |
| Admin fee / account holder | $0 | $3,549-100.0% | $5,463-100.0% | $5,124-100.0% |