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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,902 | $197,625+3.7% | $177,840+15.2% | $158,966+28.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 11.41% | 58.76%-47.4pp | 48.32%-36.9pp | 302.95%-291.5pp |
| Employer contribution / active EE | $4,680 | $6,698-30.1% | $5,919-20.9% | $4,762-1.7% |
| Participant deferral / active EE | $17,908 | $8,405+113.1% | $7,714+132.2% | $5,983+199.3% |
| Admin fee / account holder | $1,745 | $15,405-88.7% | $12,431-86.0% | $11,250-84.5% |