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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,818 | $97,761-72.6% | $83,850-68.0% | $135,382-80.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -10.20% | 1287.44%-1297.6pp | 850.92%-861.1pp | 519.77%-530.0pp |
| Employer contribution / active EE | $4,495 | $4,222+6.5% | $3,631+23.8% | $4,779-5.9% |
| Participant deferral / active EE | $8,433 | $4,682+80.1% | $4,082+106.6% | $5,609+50.3% |
| Admin fee / account holder | $525 | $6,674-92.1% | $5,478-90.4% | $10,829-95.2% |