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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,703 | $95,188-73.0% | $76,518-66.4% | $135,379-81.0% |
| Participation rate | 33.3% | 74.4%-41.1pp | 68.0%-34.7pp | 82.6%-49.3pp |
| Annual return | -0.72% | 4.85%-5.6pp | -0.27%-0.5pp | 519.79%-520.5pp |
| Employer contribution / active EE | $602 | $3,303-81.8% | $2,647-77.3% | $4,779-87.4% |
| Participant deferral / active EE | $1,855 | $4,640-60.0% | $3,836-51.6% | $5,609-66.9% |
| Admin fee / account holder | $31 | $6,249-99.5% | $4,849-99.4% | $10,828-99.7% |