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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,386 | $100,139-18.7% | $85,187-4.5% | $145,884-44.2% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 10.17% | 84.15%-74.0pp | 66.67%-56.5pp | 551.85%-541.7pp |
| Employer contribution / active EE | $1,107 | $3,238-65.8% | $2,732-59.5% | $4,662-76.3% |
| Participant deferral / active EE | $8,847 | $5,296+67.1% | $4,525+95.5% | $6,690+32.3% |
| Admin fee / account holder | $665 | $7,262-90.8% | $6,162-89.2% | $13,392-95.0% |