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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,561 | $85,766-31.7% | $136,298-57.0% | $70,126-16.5% |
| Participation rate | 72.0% | 74.2%-2.2pp | 81.9%-9.9pp | 69.5%+2.5pp |
| Annual return | 20.50% | 31.46%-11.0pp | 5156.27%-5135.8pp | 73.15%-52.7pp |
| Employer contribution / active EE | $2,245 | $2,966-24.3% | $4,696-52.2% | $2,343-4.1% |
| Participant deferral / active EE | $4,482 | $5,051-11.3% | $6,247-28.3% | $3,332+34.5% |
| Admin fee / account holder | $1,118 | $5,421-79.4% | $9,244-87.9% | $4,645-75.9% |