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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,581 | $162,136-55.2% | $152,301-52.3% | $154,746-53.1% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 13.71% | 91.02%-77.3pp | 80.50%-66.8pp | 172.34%-158.6pp |
| Employer contribution / active EE | $5,755 | $4,890+17.7% | $4,624+24.4% | $4,379+31.4% |
| Participant deferral / active EE | $15,799 | $8,341+89.4% | $8,004+97.4% | $6,730+134.7% |
| Admin fee / account holder | $119,845 | $15,759+660.5% | $14,398+732.4% | $14,365+734.3% |