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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,672 | $87,059-42.9% | $105,608-53.0% | $80,925-38.6% |
| Participation rate | 73.2% | 70.4%+2.8pp | 75.3%-2.0pp | 67.7%+5.6pp |
| Annual return | 9.68% | 17.05%-7.4pp | 116.50%-106.8pp | 35.65%-26.0pp |
| Employer contribution / active EE | $1,510 | $2,396-37.0% | $3,167-52.3% | $2,756-45.2% |
| Participant deferral / active EE | $3,044 | $3,986-23.6% | $5,010-39.2% | $4,299-29.2% |
| Admin fee / account holder | $17,272 | $8,443+104.6% | $11,028+56.6% | $6,940+148.9% |