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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,349 | $114,119-47.1% | $107,187-43.7% | $138,895-56.6% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.9pp | 79.9%+9.0pp |
| Annual return | 19.60% | 273.21%-253.6pp | 204.55%-184.9pp | 145.39%-125.8pp |
| Employer contribution / active EE | $3,779 | $4,059-6.9% | $3,782-0.1% | $4,194-9.9% |
| Participant deferral / active EE | $7,585 | $5,538+37.0% | $5,096+48.8% | $6,396+18.6% |
| Admin fee / account holder | $2,240 | $10,024-77.7% | $9,162-75.6% | $12,562-82.2% |