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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,822 | $97,729-33.7% | $83,830-22.7% | $135,379-52.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.90% | 1287.52%-1295.4pp | 850.97%-858.9pp | 519.79%-527.7pp |
| Employer contribution / active EE | $1,428 | $4,222-66.2% | $3,631-60.7% | $4,779-70.1% |
| Participant deferral / active EE | $4,405 | $4,683-5.9% | $4,082+7.9% | $5,609-21.5% |
| Admin fee / account holder | $3,098 | $6,674-53.6% | $5,479-43.5% | $10,828-71.4% |