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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,849 | $183,592-9.1% | $155,574+7.2% | $145,877+14.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.73% | 61.37%-46.6pp | 64.87%-50.1pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,623 | $5,317-69.5% | $4,676-65.3% | $4,663-65.2% |
| Participant deferral / active EE | $7,647 | $6,466+18.3% | $5,629+35.8% | $6,691+14.3% |
| Admin fee / account holder | $347 | $19,316-98.2% | $15,914-97.8% | $13,402-97.4% |