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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,755 | $93,064-72.3% | $74,577-65.5% | $273,972-90.6% |
| Participation rate | 66.7% | 74.9%-8.3pp | 68.1%-1.4pp | 83.0%-16.3pp |
| Annual return | 14.40% | 26.18%-11.8pp | 20.47%-6.1pp | 41.46%-27.1pp |
| Employer contribution / active EE | $1,674 | $3,160-47.0% | $2,525-33.7% | $4,869-65.6% |
| Participant deferral / active EE | $5,468 | $4,160+31.4% | $3,458+58.1% | $5,287+3.4% |
| Admin fee / account holder | $6 | $5,273-99.9% | $4,138-99.8% | $10,133-99.9% |