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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,922 | $115,810-53.4% | $101,271-46.8% | $158,966-66.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 19.75% | 56.15%-36.4pp | 46.48%-26.7pp | 302.95%-283.2pp |
| Employer contribution / active EE | $7,543 | $4,175+80.7% | $3,660+106.1% | $4,762+58.4% |
| Participant deferral / active EE | $5,479 | $4,958+10.5% | $4,371+25.4% | $5,983-8.4% |
| Admin fee / account holder | $355 | $7,248-95.1% | $5,948-94.0% | $11,250-96.8% |