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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,049 | $176,688-2.1% | $130,660+32.4% | $152,897+13.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 26.43% | 2693.08%-2666.7pp | 1709.29%-1682.9pp | 345.43%-319.0pp |
| Employer contribution / active EE | $15,574 | $5,743+171.2% | $4,092+280.6% | $4,764+226.9% |
| Participant deferral / active EE | $8,090 | $4,362+85.5% | $3,603+124.5% | $5,851+38.3% |
| Admin fee / account holder | $681 | $7,131-90.4% | $5,463-87.5% | $11,599-94.1% |