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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,292 | $138,102-7.1% | $125,381+2.3% | $134,532-4.6% |
| Participation rate | 76.9% | 84.5%-7.6pp | 82.4%-5.5pp | 81.2%-4.3pp |
| Annual return | -22.69% | 750.73%-773.4pp | 572.31%-595.0pp | 418.27%-441.0pp |
| Employer contribution / active EE | $105 | $5,245-98.0% | $4,815-97.8% | $4,741-97.8% |
| Participant deferral / active EE | $9,481 | $7,801+21.5% | $7,448+27.3% | $6,401+48.1% |
| Admin fee / account holder | $818 | $11,568-92.9% | $10,007-91.8% | $11,429-92.8% |