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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $5,370 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,394 | $82,188-86.1% | $125,391-90.9% | $64,824-82.4% |
| Participation rate | 13.6% | 77.9%-64.3pp | 82.4%-68.8pp | 71.5%-57.9pp |
| Annual return | -16.21% | 3.50%-19.7pp | 572.41%-588.6pp | 32.84%-49.1pp |
| Employer contribution / active EE | $0 | $3,617-100.0% | $4,816-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $457 | $7,177-93.6% | $7,448-93.9% | $4,311-89.4% |
| Admin fee / account holder | $138 | $163-15.7% | $10,009-98.6% | $188-26.7% |