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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,175 | $165,399-41.2% | $149,745-35.1% | $158,982-38.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.34% | 348.34%-326.0pp | 276.72%-254.4pp | 302.99%-280.6pp |
| Employer contribution / active EE | $6,908 | $5,105+35.3% | $4,646+48.7% | $4,763+45.0% |
| Participant deferral / active EE | $15,474 | $7,183+115.4% | $6,843+126.1% | $5,983+158.6% |
| Admin fee / account holder | $3,064 | $10,811-71.7% | $9,312-67.1% | $11,252-72.8% |