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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,011 | $162,136+7.3% | $152,301+14.3% | $154,746+12.4% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 15.79% | 91.02%-75.2pp | 80.50%-64.7pp | 172.34%-156.6pp |
| Employer contribution / active EE | $4,223 | $4,890-13.7% | $4,624-8.7% | $4,379-3.6% |
| Participant deferral / active EE | $11,251 | $8,341+34.9% | $8,004+40.6% | $6,730+67.2% |
| Admin fee / account holder | $22,157 | $15,759+40.6% | $14,398+53.9% | $14,365+54.2% |