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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,011 | $196,972-11.7% | $182,262-4.5% | $198,609-12.4% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 15.79% | 158.27%-142.5pp | 140.60%-124.8pp | 202.70%-186.9pp |
| Employer contribution / active EE | $4,223 | $5,364-21.3% | $5,046-16.3% | $5,055-16.5% |
| Participant deferral / active EE | $11,251 | $8,643+30.2% | $8,276+35.9% | $6,977+61.3% |
| Admin fee / account holder | $22,157 | $18,429+20.2% | $16,712+32.6% | $19,030+16.4% |