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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,011 | $156,398+11.3% | $147,318+18.1% | $138,895+25.3% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 15.79% | 78.75%-63.0pp | 70.43%-54.6pp | 145.39%-129.6pp |
| Employer contribution / active EE | $4,223 | $4,853-13.0% | $4,593-8.1% | $4,194+0.7% |
| Participant deferral / active EE | $11,251 | $8,237+36.6% | $7,906+42.3% | $6,396+75.9% |
| Admin fee / account holder | $22,157 | $14,976+48.0% | $13,708+61.6% | $12,562+76.4% |