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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,731 | $29,667-53.7% | $56,441-75.7% | $80,874-83.0% |
| Participation rate | 62.5% | 41.7%+20.8pp | 52.5%+10.0pp | 67.6%-5.1pp |
| Annual return | 10.99% | 35.22%-24.2pp | 1704.21%-1693.2pp | 35.62%-24.6pp |
| Employer contribution / active EE | $1,089 | $669+62.7% | $1,039+4.8% | $2,756-60.5% |
| Participant deferral / active EE | $2,189 | $1,227+78.5% | $1,953+12.1% | $4,297-49.1% |
| Admin fee / account holder | $317 | $2,429-87.0% | $2,829-88.8% | $6,935-95.4% |