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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,477 | $129,737+67.6% | $119,126+82.6% | $154,746+40.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.09% | 379.08%-362.0pp | 282.11%-265.0pp | 172.34%-155.2pp |
| Employer contribution / active EE | $26,473 | $4,375+505.1% | $4,034+556.3% | $4,379+504.5% |
| Participant deferral / active EE | $11,288 | $5,842+93.2% | $5,318+112.3% | $6,730+67.7% |
| Admin fee / account holder | $1,870 | $11,961-84.4% | $10,693-82.5% | $14,365-87.0% |