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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,893 | $196,972+78.7% | $182,262+93.1% | $198,609+77.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 14.08% | 158.27%-144.2pp | 140.60%-126.5pp | 202.70%-188.6pp |
| Employer contribution / active EE | $9,151 | $5,364+70.6% | $5,046+81.4% | $5,055+81.0% |
| Participant deferral / active EE | $8,170 | $8,643-5.5% | $8,276-1.3% | $6,977+17.1% |
| Admin fee / account holder | $7,740 | $18,429-58.0% | $16,712-53.7% | $19,030-59.3% |