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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,893 | $154,228+128.2% | $145,433+142.0% | $137,256+156.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.08% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $9,151 | $4,804+90.5% | $4,554+100.9% | $4,156+120.2% |
| Participant deferral / active EE | $8,170 | $8,216-0.6% | $7,897+3.5% | $6,407+27.5% |
| Admin fee / account holder | $7,740 | $14,344-46.0% | $13,129-41.0% | $12,270-36.9% |