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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC9+ years Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Advisory (Participants) | $40,000 |
WESPAC PLAN SERVICES, LLC9+ years Service code 13 · EIN 26-2824668 4 ORINDA WAY · ORINDA, CA 94563 | Contract Administrator | $34,125 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 2360 CORPORATE CIRCLE · HENDERSON, NV 89074 | Securities Custodian | $6,769 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,274 | $61,356+97.7% | $149,696-19.0% | $71,511+69.6% |
| Participation rate | 99.1% | 62.5%+36.6pp | 78.8%+20.3pp | 67.9%+31.2pp |
| Annual return | 22.24% | 35.86%-13.6pp | 134.46%-112.2pp | 28.86%-6.6pp |
| Employer contribution / active EE | $8,353 | $2,382+250.7% | $4,821+73.3% | $2,589+222.6% |
| Participant deferral / active EE | $7,585 | $2,920+159.8% | $5,682+33.5% | $4,291+76.8% |
| Admin fee / account holder | $385 | $1,263-69.5% | $13,212-97.1% | $1,588-75.7% |