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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,815 | $149,040-29.7% | $120,225-12.8% | $137,256-23.6% |
| Participation rate | 66.7% | 75.4%-8.8pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 18.51% | 605.68%-587.2pp | 439.23%-420.7pp | 220.34%-201.8pp |
| Employer contribution / active EE | $3,509 | $4,350-19.3% | $3,475+1.0% | $4,156-15.6% |
| Participant deferral / active EE | $8,392 | $4,655+80.3% | $3,999+109.9% | $6,407+31.0% |
| Admin fee / account holder | $133 | $6,348-97.9% | $5,696-97.7% | $12,270-98.9% |