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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,683 | $133,998-74.1% | $112,263-69.1% | $134,545-74.2% |
| Participation rate | 80.0% | 78.6%+1.4pp | 75.1%+4.9pp | 81.2%-1.2pp |
| Annual return | -26.41% | 47.17%-73.6pp | 27.49%-53.9pp | 418.37%-444.8pp |
| Employer contribution / active EE | $910 | $4,040-77.5% | $3,636-75.0% | $4,742-80.8% |
| Participant deferral / active EE | $5,400 | $5,292+2.0% | $4,729+14.2% | $6,401-15.6% |
| Admin fee / account holder | $4,400 | $7,493-41.3% | $6,410-31.4% | $11,431-61.5% |