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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,213 | $165,399+68.8% | $149,745+86.5% | $158,982+75.6% |
| Participation rate | 78.6% | 84.6%-6.0pp | 82.5%-3.9pp | 82.0%-3.4pp |
| Annual return | 38.48% | 348.34%-309.9pp | 276.72%-238.2pp | 302.99%-264.5pp |
| Employer contribution / active EE | $7,890 | $5,105+54.6% | $4,646+69.8% | $4,763+65.6% |
| Participant deferral / active EE | $7,862 | $7,183+9.5% | $6,843+14.9% | $5,983+31.4% |
| Admin fee / account holder | $1,526 | $10,811-85.9% | $9,312-83.6% | $11,252-86.4% |