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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,600 | $232,540-86.0% | $185,117-82.4% | $147,586-77.9% |
| Participation rate | 54.5% | 82.4%-27.8pp | 77.3%-22.7pp | 82.8%-28.3pp |
| Annual return | 19.56% | 43.03%-23.5pp | 40.50%-20.9pp | 578.59%-559.0pp |
| Employer contribution / active EE | $1,145 | $5,195-78.0% | $4,182-72.6% | $4,876-76.5% |
| Participant deferral / active EE | $3,279 | $5,834-43.8% | $5,045-35.0% | $5,439-39.7% |
| Admin fee / account holder | $883 | $10,275-91.4% | $8,159-89.2% | $10,886-91.9% |