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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,631 | $64,719-71.2% | $112,249-83.4% | $68,486-72.8% |
| Participation rate | 21.1% | 67.2%-46.1pp | 75.1%-54.0pp | 67.9%-46.8pp |
| Annual return | -16.23% | -11.40%-4.8pp | 27.48%-43.7pp | -7.85%-8.4pp |
| Employer contribution / active EE | $953 | $2,747-65.3% | $3,636-73.8% | $2,597-63.3% |
| Participant deferral / active EE | $1,643 | $3,565-53.9% | $4,729-65.3% | $4,028-59.2% |
| Admin fee / account holder | $172 | $5,232-96.7% | $6,412-97.3% | $5,404-96.8% |