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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,024 | $99,345-66.8% | $84,753-61.0% | $273,972-87.9% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.56% | 22.93%-18.4pp | 22.78%-18.2pp | 41.46%-36.9pp |
| Employer contribution / active EE | $2,532 | $4,214-39.9% | $3,574-29.2% | $4,869-48.0% |
| Participant deferral / active EE | $2,045 | $4,270-52.1% | $3,712-44.9% | $5,287-61.3% |
| Admin fee / account holder | $2,882 | $6,645-56.6% | $5,333-46.0% | $10,133-71.6% |