Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,547 | $79,181-52.6% | $102,423-63.3% | $74,429-49.6% |
| Participation rate | 66.7% | 74.8%-8.1pp | 76.5%-9.8pp | 67.2%-0.5pp |
| Annual return | 10.37% | 54.97%-44.6pp | 29.42%-19.1pp | 1368.38%-1358.0pp |
| Employer contribution / active EE | $1,254 | $2,362-46.9% | $3,023-58.5% | $2,625-52.2% |
| Participant deferral / active EE | $2,606 | $4,416-41.0% | $5,054-48.4% | $4,348-40.1% |
| Admin fee / account holder | $2,259 | $2,002+12.9% | $9,455-76.1% | $1,944+16.2% |