Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,681 | $42,546-65.5% | $71,796-79.6% | $55,167-73.4% |
| Participation rate | 58.9% | 59.1%-0.2pp | 69.1%-10.2pp | 69.0%-10.1pp |
| Annual return | 5.52% | 12.36%-6.8pp | 78.04%-72.5pp | 169.23%-163.7pp |
| Employer contribution / active EE | $793 | $803-1.3% | $1,924-58.8% | $1,963-59.6% |
| Participant deferral / active EE | $1,998 | $2,064-3.2% | $2,794-28.5% | $3,054-34.6% |
| Admin fee / account holder | $843 | $650+29.8% | $4,815-82.5% | $504+67.3% |