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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,355 | $64,324-87.0% | $118,914-93.0% | $79,856-89.5% |
| Participation rate | 86.1% | 64.9%+21.3pp | 75.4%+10.7pp | 69.6%+16.5pp |
| Annual return | 12.38% | 86.45%-74.1pp | 35.89%-23.5pp | 31.71%-19.3pp |
| Employer contribution / active EE | $643 | $1,836-65.0% | $3,264-80.3% | $2,471-74.0% |
| Participant deferral / active EE | $790 | $2,824-72.0% | $4,266-81.5% | $3,741-78.9% |
| Admin fee / account holder | $1,215 | $4,040-69.9% | $6,582-81.5% | $5,306-77.1% |