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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,528 | $85,766-77.2% | $136,298-85.7% | $70,126-72.2% |
| Participation rate | 33.3% | 74.2%-40.8pp | 81.9%-48.6pp | 69.5%-36.2pp |
| Annual return | 180.47% | 31.46%+149.0pp | 5156.27%-4975.8pp | 73.15%+107.3pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,876 | $5,051-43.1% | $6,247-54.0% | $3,332-13.7% |
| Admin fee / account holder | $63 | $5,421-98.8% | $9,244-99.3% | $4,645-98.7% |