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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,124 | $175,231-47.4% | $149,696-38.5% | $139,466-33.9% |
| Participation rate | 63.6% | 83.4%-19.8pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 19.20% | 166.77%-147.6pp | 134.46%-115.3pp | 373.66%-354.5pp |
| Employer contribution / active EE | $4,652 | $5,478-15.1% | $4,821-3.5% | $4,754-2.2% |
| Participant deferral / active EE | $2,426 | $6,521-62.8% | $5,682-57.3% | $6,712-63.9% |
| Admin fee / account holder | $969 | $16,155-94.0% | $13,212-92.7% | $11,409-91.5% |