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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,673 | $63,471-9.1% | $68,803-16.2% | $66,949-13.9% |
| Participation rate | 64.7% | 60.0%+4.7pp | 69.0%-4.3pp | 69.8%-5.1pp |
| Annual return | -16.97% | -8.29%-8.7pp | -6.37%-10.6pp | 1.57%-18.5pp |
| Employer contribution / active EE | $1,902 | $1,776+7.1% | $2,656-28.4% | $2,545-25.3% |
| Participant deferral / active EE | $2,513 | $2,946-14.7% | $3,942-36.3% | $4,239-40.7% |
| Admin fee / account holder | $31 | $578-94.6% | $4,936-99.4% | $594-94.7% |