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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGANSTANLEYSMITHBARNEYLLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $36,367 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $9,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,176 | $66,009+10.9% | $81,780-10.5% | $77,692-5.8% |
| Participation rate | 30.9% | 65.8%-34.9pp | 72.4%-41.4pp | 70.6%-39.7pp |
| Annual return | 17.27% | 26.66%-9.4pp | 776.27%-759.0pp | 31.25%-14.0pp |
| Employer contribution / active EE | $792 | $2,374-66.6% | $2,914-72.8% | $2,726-70.9% |
| Participant deferral / active EE | $1,987 | $3,510-43.4% | $4,321-54.0% | $4,648-57.2% |
| Admin fee / account holder | $116 | $527-78.1% | $7,384-98.4% | $431-73.2% |