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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,057 | $81,276-79.0% | $155,574-89.0% | $80,925-78.9% |
| Participation rate | 27.6% | 66.2%-38.7pp | 78.2%-50.7pp | 67.7%-40.1pp |
| Annual return | 11.59% | 33.36%-21.8pp | 64.87%-53.3pp | 35.65%-24.1pp |
| Employer contribution / active EE | $596 | $3,103-80.8% | $4,676-87.3% | $2,756-78.4% |
| Participant deferral / active EE | $956 | $3,453-72.3% | $5,629-83.0% | $4,299-77.8% |
| Admin fee / account holder | $1,945 | $7,993-75.7% | $15,914-87.8% | $6,940-72.0% |