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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,002 | $90,590-54.7% | $90,782-54.8% | $135,380-69.7% |
| Participation rate | 60.0% | 83.7%-23.7pp | 82.7%-22.7pp | 82.6%-22.6pp |
| Annual return | -4.93% | -3.40%-1.5pp | -3.42%-1.5pp | 519.81%-524.7pp |
| Employer contribution / active EE | $1,423 | $4,352-67.3% | $4,105-65.3% | $4,779-70.2% |
| Participant deferral / active EE | $2,766 | $5,407-48.8% | $5,366-48.5% | $5,609-50.7% |
| Admin fee / account holder | $339 | $7,683-95.6% | $5,908-94.3% | $10,828-96.9% |