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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,648 | $82,678-32.7% | $125,391-55.6% | $68,490-18.8% |
| Participation rate | 28.6% | 75.1%-46.5pp | 82.4%-53.8pp | 67.9%-39.3pp |
| Annual return | -17.82% | -5.97%-11.8pp | 572.41%-590.2pp | -7.85%-10.0pp |
| Employer contribution / active EE | $719 | $3,382-78.7% | $4,816-85.1% | $2,597-72.3% |
| Participant deferral / active EE | $2,741 | $6,111-55.2% | $7,448-63.2% | $4,028-32.0% |
| Admin fee / account holder | $533 | $6,277-91.5% | $10,009-94.7% | $5,403-90.1% |