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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,203 | $115,796+32.3% | $101,264+51.3% | $158,950-3.6% |
| Participation rate | 58.8% | 79.4%-20.5pp | 75.8%-17.0pp | 82.0%-23.1pp |
| Annual return | 15.18% | 56.15%-41.0pp | 46.48%-31.3pp | 302.91%-287.7pp |
| Employer contribution / active EE | $2,224 | $4,175-46.7% | $3,660-39.2% | $4,762-53.3% |
| Participant deferral / active EE | $4,977 | $4,958+0.4% | $4,370+13.9% | $5,983-16.8% |
| Admin fee / account holder | $8,772 | $7,247+21.0% | $5,947+47.5% | $11,248-22.0% |