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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,055 | $81,457+98.9% | $103,378+56.8% | $80,911+100.3% |
| Participation rate | 59.3% | 66.8%-7.6pp | 74.5%-15.2pp | 67.6%-8.4pp |
| Annual return | 13.37% | 25.58%-12.2pp | 24.91%-11.5pp | 35.63%-22.3pp |
| Employer contribution / active EE | $1,957 | $3,107-37.0% | $3,870-49.4% | $2,756-29.0% |
| Participant deferral / active EE | $5,307 | $3,871+37.1% | $5,058+4.9% | $4,297+23.5% |
| Admin fee / account holder | $4,900 | $6,717-27.0% | $8,401-41.7% | $6,935-29.3% |