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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,933 | $93,064+120.2% | $74,577+174.8% | $273,972-25.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | -7.68% | 26.18%-33.9pp | 20.47%-28.2pp | 41.46%-49.1pp |
| Employer contribution / active EE | $2,229 | $3,160-29.4% | $2,525-11.7% | $4,869-54.2% |
| Participant deferral / active EE | $2,853 | $4,160-31.4% | $3,458-17.5% | $5,287-46.0% |
| Admin fee / account holder | $1,199 | $5,273-77.3% | $4,138-71.0% | $10,133-88.2% |