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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,496 | $232,540-76.6% | $185,117-70.6% | $147,586-63.1% |
| Participation rate | 69.2% | 82.4%-13.1pp | 77.3%-8.0pp | 82.8%-13.6pp |
| Annual return | 21.00% | 43.03%-22.0pp | 40.50%-19.5pp | 578.59%-557.6pp |
| Employer contribution / active EE | $1,000 | $5,195-80.8% | $4,182-76.1% | $4,876-79.5% |
| Participant deferral / active EE | $6,192 | $5,834+6.1% | $5,045+22.7% | $5,439+13.9% |
| Admin fee / account holder | $2,447 | $10,275-76.2% | $8,159-70.0% | $10,886-77.5% |