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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,319 | $138,102-45.5% | $125,381-39.9% | $134,532-44.0% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -31.15% | 750.73%-781.9pp | 572.31%-603.5pp | 418.27%-449.4pp |
| Employer contribution / active EE | $2,838 | $5,245-45.9% | $4,815-41.1% | $4,741-40.1% |
| Participant deferral / active EE | $7,596 | $7,801-2.6% | $7,448+2.0% | $6,401+18.7% |
| Admin fee / account holder | $5,072 | $11,568-56.2% | $10,007-49.3% | $11,429-55.6% |