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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC DBA CR Service code 27 5454 110TH ST · OVERLAND PARK, KS 66211 | Advisory (Plan) | $54,727 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $49,373 |
Service code 28 353 NORTH CLARK STREET · CHICAGO, IL 60654 | Investment Management | $12,202 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,084 | $106,110-33.0% | $147,005-51.6% | $77,671-8.5% |
| Participation rate | 74.5% | 78.4%-3.9pp | 82.2%-7.7pp | 70.6%+3.9pp |
| Annual return | 14.16% | 56.77%-42.6pp | 418.76%-404.6pp | 31.21%-17.0pp |
| Employer contribution / active EE | $2,582 | $4,065-36.5% | $4,934-47.7% | $2,726-5.3% |
| Participant deferral / active EE | $8,538 | $7,992+6.8% | $8,070+5.8% | $4,648+83.7% |
| Admin fee / account holder | $365 | $338+8.0% | $13,006-97.2% | $430-15.3% |