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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC DBA CR Service code 27 5454 110TH ST · OVERLAND PARK, KS 66211 | Advisory (Plan) | $54,727 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $49,373 |
Service code 28 353 NORTH CLARK STREET · CHICAGO, IL 60654 | Investment Management | $12,202 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,084 | $106,264-33.1% | $147,117-51.7% | $77,762-8.6% |
| Participation rate | 74.5% | 78.4%-3.9pp | 82.2%-7.7pp | 70.6%+3.9pp |
| Annual return | 14.16% | 56.94%-42.8pp | 420.54%-406.4pp | 31.27%-17.1pp |
| Employer contribution / active EE | $2,582 | $4,074-36.6% | $4,932-47.7% | $2,728-5.4% |
| Participant deferral / active EE | $8,538 | $8,003+6.7% | $8,065+5.9% | $4,651+83.6% |
| Admin fee / account holder | $365 | $334+9.0% | $12,993-97.2% | $433-15.8% |