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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,191 | $27,936+68.9% | $58,561-19.4% | $75,173-37.2% |
| Participation rate | 5.4% | 38.8%-33.4pp | 50.9%-45.5pp | 67.2%-61.8pp |
| Annual return | 27.57% | 44.21%-16.6pp | 4251.33%-4223.8pp | 160.72%-133.1pp |
| Employer contribution / active EE | $111 | $670-83.4% | $1,053-89.4% | $2,671-95.8% |
| Participant deferral / active EE | $704 | $1,202-41.4% | $1,923-63.4% | $4,126-82.9% |
| Admin fee / account holder | $167 | $1,727-90.4% | $2,520-93.4% | $5,651-97.1% |